It is obvious that the costs associated with auto accidents has been escalating at a frightening rate. These increases are in lock step with costs of medical treatment across the U.S. Ironically medical costs have risen at least partially because of the widespread use of insurance. Take dental insurance as an example. The more dental insurance you have, the more expensive dental treatment you are likely to get.
This has led many insurance-industry-friendly politicians to conclude that the problem of spiraling health care costs is due to “abuse of the system” or “over litigation”. But the fact is, for every lawyer who tries to take advantage of the system, there are many, many more who are simply trying to get what their clients are owed by their insurers. The job of an injury lawyer is to hold insurance companies accountable for the coverage their clients have paid for.
When choosing a Chicago laywer, make sure if you are more comfortable conversing in Spanish that you find a Chicago abogado de lesion who offers servicio en espanol.
The bottom line is that professional Cook County personal injury attorneys will protect your legal rights under Illinois law. A good example is the law to reduce car accidents caused by distracted drivers. According to the 2008 Illinois Crash Facts and Statistics report, there were 1,043 fatalities in vehicle crashes on state roads. Each fatality was estimated to cost $1,200,000. Each Type A incapacitating injury, was estimated to cost $67,500, and each non-incapacitating Type B injury was estimated to cost $21,800. Type C injuries were estimated to cost $12,400.
In Illinois, the state mandatory minimum amount of liability insurance is $20,000 per person. Surely, the mandatory minimum amount of $20,000 won’t cover the costs of an incapacitating or non-incapacitating injury. Numerous horror stories tell of insurance adjusters offering lowball compensation for car accident victims.
Car accidents can lead to serious, life-changing injuries, like chronic back problems, traumatic brain injuries and spinal cord injuries, which might not develop until years after an accident. It’s a simple fact that a lawsuit brought by a Chicago personal injury lawyer can provide a better calculation of your present and future compensation needs.
On average, an estimated 10 percent of insurance claims are rejected. Finding an experienced car accident lawyer to help you with insurance companies early on in the process, will increase your leverage during negotiations. A lawyer’s duty is to protect your rights, not the insurance company’s profits.
